FundsIndia is India’s first online-only investment platform that serves customers not just in India, but also abroad. We provide services in mutual funds, equities, deposits, bonds and much more, in a convenient online location without levying any charges on our customers. We thereby provide cost-effective financial products with value-added services that are beneficial to the customer.
SOLID PARTNERSHIP NETWORK
1. 41 mutual fund companies – available on the FundsIndia platform for investment.
2. 37 Banks – To act as payment gateways for your investments.
3. 8 corporate fixed deposits available online.
4. Equity Broking- Bombay Stock Exchange equity broking services available online.
INTERESTING AND INNOVATIVE SERVICES
FundsIndia offers functional and innovative services to investors. It provides a platform for investments in mutual funds, equities, deposits and bonds. By combining leading technology and innovative designs, we have provided ways for investors to deploy, manage, and monitor their investments in ways not seen thus far in the Indian financial services industry.
COMMON LOGIN/FOLIO FOR YOUR FAMILY’S INVESTMENTS
With FundsIndia, you can invest, manage and view the investments of your family members i.e. spouse, kids, and parents, in a consolidated manner using a common login ID. You can invest individually or jointly with them by creating different joint holding mechanisms for their accounts.
BETTER AND EASIER METHODS TO SET UP YOUR SIPS
FundsIndia offers better and easier methods of setting up your Systematic Investment Plans (SIPs), using which you can ensure that your SIPs suit your specific financial needs and objectives.
SINGLE MANDATE FOR MANY SIPS
In the past, investing in multiple SIPs meant execution of a separate bank mandate for every SIP you wished to invest in. However, with FundsIndia, you can setup one bank mandate for multiple SIPs across fund houses. This means that you can set up a portfolio of schemes by allotting a percentage of money, and then manage it as a single SIP. For example, you can use a bank mandate of Rs. 5,000 per month, with which you can invest across as many SIPs as you want (say, 5 SIPs of Rs. 1,000 each).
Alert SIPs are useful tools for those who do not wish to execute bank mandates. It helps you control your periodic investments by choosing when and how much to invest every month, thereby alerting you to make investments when required. Every month, we shall send you an email alert, after which you can choose how much to invest, or even skip that month’s investment.
For investors who are not sure about how much they will be able to save every month, FundsIndia offers an innovative service called ‘Flexi SIP’. With this service, an investor can choose a mutual fund scheme, a regular investment amount, and a monthly investment date – like for any other SIP. However, the investor will also choose a maximum investment amount, which can be 10 times higher than the regular investment amount. After this, every month, the investor will have the flexibility to set the amount of money he intends to pay for the next installment of his SIP. This value can be any amount between the minimum required SIP amount for that scheme and the maximum amount set by the investor. It is not mandatory for the investor to set this value every month. If he does not do anything about it, then the regular amount will be invested like for any other SIP. Hence, with Flexi SIP, an investor enjoys the dual benefit of hands-off investment towards the SIP, along with flexibility to change the value of investment, if he so desires. The table below further illustrates the concept of Flexi SIPs, as against Regular SIPs.
|Regular SIP vs Flexi SIP|
|Scheme Name||HDFC Top 200 – Growth||HDFC Top 200 – Growth|
|SIP Date||10th of every month||10th of every month|
|Number of SIP Installments||36||36|
|Regular SIP Amount||Rs. 5,000||Rs. 5,000|
|Maximum SIP Amount||Not applicable||Rs. 10,000|
|Minimum SIP amount (for this scheme)||Not applicable||Rs. 1,000|
|What happens every month||In this case, the constant amount of Rs. 5,000 will be debited and invested every month.||In this case, the investor can change the monthly SIP investment to be anywhere between Rs. 1000 and Rs. 10,000. If the investor does not explicitly make a choice in a give month, the regular amount of Rs. 5,000 will be invested.|
INVEST MORE WHEN MARKETS ARE DOWN & LESS WHEN MARKETS ARE UP – VALUE-AVERAGING INVESTMENTS
FundsIndia is the first financial services organization in India to offer the Value-Averaging Investment Plan (VIP) that works across a spectrum of equity funds. VIP helps investors by potentially enhancing the rate of return than regular SIPs. At FundsIndia, we offer Value-Averaging Transfer Plans (VTP) to our customers too.
You can read more about our VIPs and VTPs by clicking on the links.
AUTO-PILOT YOUR WAY TO RICHES – TRIGGER-BASED INVESTING
Many a times, investors, caught in the web of hectic schedules, forget to buy investments when markets are falling, or to sell investments at the right time, only to see profitable opportunities disappear right from the front of their eyes.
FundsIndia has been a pioneer in offering trigger-based mutual fund investing for all the schemes available on our platform. With your FundsIndia account, you will be able to setup investment triggers based on the SENSEX, portfolio returns (gain/loss), or when your investments reach a particular Net Asset Value (NAV). Trigger actions include investment, redemption (partial or full), and even switching investments. In simple terms, with this feature, you will be able to set trigger actions when your investments have crossed a trigger specified by you, say +20% or -20% returns on investment.
INTEGRATED EQUITY PLATFORM
1. A comprehensive equity investment platform that facilitates direct exposure to the stock market and Exchange Traded Funds (ETFs).
2. Delivery-based online trading facilities for thousands of scrips in the BSE – at a very low brokerage.
3. SIP facility for ETF investments.
4. Pre-packaged equity baskets (a pre-selected bunch of diverse stocks) that can be used for bulk investments.
DEPOSITS FROM WELL-ESTABLISHED CORPORATES
FundsIndia provides fixed deposit products from well-established corporate houses in the country. The interest rates offered to investors on these products is much higher than the interest rates offered by banks on their fixed deposits. You can view the investment ratings of corporate houses offering deposits and the interest rates for various terms, after which you can select the product you wish to invest on.
TALK TO OUR ADVISORS, PLAN YOUR FINANCIAL FUTURE – FREE ADVISORY SERVICE AND PLANNING TOOLS
At FundsIndia, we provide free phone appointment with our financial advisors to answer your investment queries. We offer a comprehensive financial planning tool to help you achieve your short-term and long-term goals. We offer pre-packaged mutual fund portfolios that are tailored to meet various needs and investor profiles. There are many more such nifty things in our platform that will surprise and delight you in every turn of your investment experience.